Loans » VISA Credit Cards
Our cards have exceptional rates and benefits, including the same low rate
for making purchases and cash advances worldwide. Plus neither card has an annual
fee. If you currently hold a credit card from another financial institution, call
for details about transferring your balance and start saving with our low rates.
Use this link to access your Credit Card
Accounts online.
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VISA Platinum Credit Card
No Annual Fee. Credit limits starting at $7,500.00. The Rate is currently 8.99% APR with a Low Introductory Rate of 3.99% APR for the first 6 months.
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VISA Classic Credit Card
No annual fee. Easy access to ATM Networks. The Rate is currently 14.75% APR.
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VISA Credit Card Disclosure
View Visa Credit Card Terms & Conditions PDF
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VISA Classic
$300 – $5,000 |
VISA Platinum
$5,000 – $25,000 |
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| Annual Percentage Rate For Purchases |
14.75% |
8.99% |
|
| Annual Percentage Rate For Cash Advances |
14.75% |
8.99% |
|
Method For
Computing The
Balances For Purchases |
Average daily
balances (including
new purchases) |
Average daily
balances (including
new purchases) |
|
| How To Avoid Paying
Interest On Purchases |
Your due date is at least 25 days after the close of each billing cycle.
We will not charge you interest on purchases if you pay your entire balance
by the due date each month. |
|
| Minimum Finance Charge |
NONE |
NONE |
|
| Annual Fee |
NONE |
NONE |
|
Transaction Fee For
Purchases And Cash
Advances |
NONE |
NONE |
|
| Late Payment Fee |
$25 |
$25 |
|
| Return Check Fee |
$28 |
$28 |
|
| Inactivity Fee |
NONE |
NONE |
| |
NOTICE TO CONSUMERS: This Disclosure is accurate as of June 2010 and is subject to change. For more information, call us at (419) 783-6500. |
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Verified By VISA
With Verified by VISA protection, you'll make online purchases the same way
you always have, with one exception. After you type and submit your payment information,
you'll be asked to confirm your password by participating Verified by VISA vendors.
Your password confirmation is the extra step that secures your account from fraudulent
and unauthorized use. Just go to www.visa.com/verified
today and take advantage of this new service from VISA.
