August 2003

Our Back-To-School Specials Are Here • Vehicle Loans With Super-Low Rates • Unlock The Possibilities • Celebrate Credit Union Week • Don't Miss The GM Car Show • Your Credit Union Is With You 24/7 • Two Cards And Terrific Conveniences In One

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Our Back-To-School Specials Are Here!

Signature Loans As Low As 12.75% APR* 60-Month Term

VISA CLassic As Low As 14.75% APR*

VISA Gold As Low As 9.99% APR*

Need extra cash for a computer, college textbooks and other school supplies? Your all-purpose loan solution starts with our convenient Signature Loan. With one low rate and flexible terms, you can borrow the money you need for any reason. All we need is your signature and good credit.

What if you run out of checks or need some cash, fast? Get the convenience of two cards in one with our VISA Check Card. Your purchase amounts are automatically deducted from your checking account. And, it’s accepted anywhere you see the VISA symbol for cash advances and more.

Plus, we offer a low rate VISA Classic and Gold Credit Card for all those last minute purchases and emergencies. You can protect all your VISA Cards with Verified by VISA for added security.

Call, stop by the credit union or apply online at www.midwestcommunity.org.

*APR=Annual Percentage Rate. Rates are subject to change without notice. Contact credit union for complete details.

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Vehicle Loans With Super Low Rates!

New & Used Vehicle Loans
The 2004 models are in the showroom and dealers are offering end-of-year closeout sales and rebates on 2003 leftovers. Take their closeout deal or rebate and finance your loan at the credit union. We’ll pre-approve your loan for more cash-in-hand bargaining power to purchase that new or pre-owned vehicle. With our low rates and extended terms, you can get the vehicle you want with payments you can afford. Take advantage of these great low rates on new and used vehicles during our Auto-Mania special!

New Vehicle Loans As Low As 2.99% APR*

Used Vehicle Loans As Low As 4.00% APR*

$50 Rebate Reward* For Any New Loan Of $2,500 Or More!

Refinance & Save!
Refinance your Vehicle Loans you have elsewhere and instantly save on interest and lower your monthly payments.

Applying Is Fast & Easy
Call (419) 783-6500 or stop by any of our branch offices, or apply online at www.midwestcommunity.org.

Hurry, This Offer Ends September 30, 2003!

*APR=Annual Percentage Rate. Rate determined by credit rating of applicant. Rates subject to change. Contact credit union loan department for complete details. Loan Rebate Reward of $50 for new money only of $2,500 or more and will be deposited in your credit union Savings Account on loan closing. Offer ends September 30, 2003.

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Unlock The Possibilities!

Take advantage of our incredibly low rate Home Equity Loans. We can help you purchase a new vehicle, consolidate bills, make home improvements, add a pool or deck, pay for an education, or finance a variety of needs. Even better, the interest is usually tax-deductible (check with your tax advisor for eligibility). It’s the next best thing to a no-interest loan.

Apply Today!
Call or stop by any of our branch offices, or go to www.midwestcommunity.org and apply, today!

*APR=Annual Percentage Rate. Rate subject to change without notice. For current rates and terms contact the credit union for complete loan details.

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Celebrate Credit Union Week

From October 12-18, credit unions worldwide will celebrate International Credit Union Week, and the 152nd anniversary of the credit union movement. Thanks to your loyalty and support, Midwest has a lot to celebrate this year. Join us during this special week to celebrate our success and the success of all credit unions worldwide!

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Don't Miss The General Motors Car Show

September 13 and 14, 2003 At The Northtowne Mall

Be sure to stop by the credit union booth to get your FREE member appreciation gift.

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Your Credit Union Is With You 24/7!

No matter where you are, no matter what time of the day or night, you can contact your credit union, view news and events, and access your accounts with a few clicks from your mouse.

Our website is designed to keep you informed and make your banking more convenient and enjoyable. We offer online convenience services to help you manage your accounts, pay your bills without having to write a check or pay for postage, and even better, you can do it all from the comfort of your home or office.

Our home banking feature, MCFCU@Home, is encrypted with a secure connection so your confidential information stays private. Access your accounts, check your balances and completed transactions, view e-statements, transfer funds between accounts, and more.

Sign up for MCFCU@Home today at www.midwestcommunity.org and simplify all your financial and informative credit union needs.

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Two Cards And Terrific Conveniences In One!

Our VISA® Check and ATM Card offers you many conveniences worldwide. No more checks to write or hassles with your ID, no more waiting and standing in line while your check goes through at the store. Our VISA Check and ATM Card gets you through those lines faster and easier. You can even request cash back and it’s all automatically deducted from your checking account.

Need fast cash? Curious about your balance? Maybe you want to make a deposit or transfer funds between accounts. Manage your accounts and get the money you need anywhere you see the VISA symbol worldwide or at any ATM.

Stop lugging your checkbook with you wherever you go – all you need is your credit union VISA Check and ATM Card! Enjoy all these conveniences wrapped up in one card!