May 2003
Summer Loan Savings Continue •
Important Notice • Member
Advantages Benefits Packages • New
Verified by VISA Security Protection • Get
Anytime, Anywhere Access With Our VISA Debit Card
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Summer Loan Savings Continue!
Hurry! Offer Ends Soon!
Summer is here! Whether you want to purchase a new or used
vehicle, consolidate debt, make home improvements, finance
an education, or borrow money for those unexpected expenses,
Midwest Community's summer loan savings makes it all affordable.
Tap Your Home Equity
Take advantage of a variable rate Home Equity Line of Credit
and borrow the money you need for up to 15 years. If you prefer
a fixed rate, closed end Home Equity Loan, call for details.
Even better, the interest is usually tax-deductible.* Consult
your tax advisor.
Drive Home A Bargain
Get your New or Used Vehicle Loan pre-approved with 100% financing,
great rates, and extended terms to keep your payments low.
Personal Line Of Credit
Conveniently borrow the money as you need it. Simply write
a check up to your credit limit.
Refinance & Save!
Refinance loans and/or high interest credit card balances
you have elsewhere and instantly save on interest and lower
your monthly payments.
$50 Cash Bonus Reward
Get a $50 cash bonus reward with any new loan or refinancing
of $2,500 or more. But hurry, this offer ends soon.
Applying Is Fast & Easy!
Apply online at www.midwestcommunity.org, call today, or visit
any of our four locations.
*APR=Annual Percentage Rate. Rate shown is
subject to credit approval for qualified applicants. Rates
are subject to change. For current rates and terms contact
the credit union. Tax-deductible interest eligibility depends
on your tax situation and the amount you borrow – check
with your tax advisor. Loan reward will be deposited in your
credit union savings account on loan closing.
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Important Notice For Members
In an effort to serve you better, we have changed check providers
from Liberty Check Printers to Harland Check Printers. The
only difference you will notice is a savings cost when you
re-order checks. This change does not effect the checks you
currently have. Simply use them, and when you need to re-order,
the process will remain as convenient and simple as it always
has been. Please contact us with any questions.
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Member Advantages Benefits Packages
"Good Things Come To Those Who Participate"
Are you taking full advantage of all your credit union has
to offer? If you're not, here's a great incentive. Our Member
Advantages Benefits Packages are designed to reward those
members who contribute to the cooperative spirit of credit
union membership with additional rewards or benefits. The
more you participate with the credit union, the more you can
benefit from low cost services.
We have three levels of Member Advantages Benefits:
Associate Membership – Just keep a monthly balance
of $25 in savings or a loan balance to receive a limited amount
of FREE transactions each month.
Investor Membership – Rewards you for bringing
more of your financial business home to your credit union.
Maintain a $1,500 combined deposit balance OR maintain a $15,000
loan balance and receive no monthly fee on checking, free
ATM limited use, and more.
Partner Membership – Enjoy the most rewards with
a minimum deposit balance of $10,000 or $25,000 loan balance.
You'll receive no monthly fee on checking, free ATM use, free
overdraft transfers, a .10% bonus on share certificates, a
.25% discount on auto loan rates, and most fees are waived.
Start Enjoying Member Advantages Today!
Call or stop by the credit union for more information. You
can also find an in-depth explanation of the program at www.midwestcommunity.org.
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New Verified By VISA Security Protection
Verified by VISA is a new security option for VISA cardholders
that safeguards your account from unauthorized purchases online.
You'll make online purchases the same way you always have,
with one exception. A password and personal PIN number will
be used for confirmation each time you use your card online,
exclusively with participating merchants.
This new program is fast, easy and convenient. Plus, you'll
be reassured knowing only you can use your VISA Card online.
No new card is required – Verified by VISA protects the
card or cards you already have.
For more information on the Verified by VISA protection, simply
log on to www.visa.com/verified
and click on the Verified by VISA logo.
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Get Anytime, Anywhere Access With Our VISA Debit Card!
You'll appreciate the convenience when you carry a Midwest
Community Federal Credit Union VISA
Debit Card. You can access your credit union accounts
anytime, from almost anywhere, and make purchases at millions
of locations worldwide.
No More Checks To Write
Our VISA Debit Card works just like a check, except there's
no check to write. Simply present it for payment, sign the
sales slip, and you're on your way! Your purchase amount is
automatically deducted from your Checking Account.
Pay For Purchases Worldwide
You can make purchases at millions of participating locations
worldwide – wherever you see the VISA symbol. There are
no finance charges, no interest to pay, and no check acceptance
or ID hassles.
There's No Cost To You
There's no cost to sign up for our VISA Debit Card. All you
need is a credit union Checking Account. And unlike many ATM
and Debit Cards from other financial institutions, there is
NO annual fee!
Applying Is Easy!
You can apply anytime at www.midwestcommunity.org, or call
or stop by the credit union today!
