Excess Share Insurance - www.excessshare.com
As a MCFCU member, you now get another exclusive benefit: the highest insurance
coverage of deposits in the area!
Your deposits at MCFCU are insured to $100,000 by the National Credit Union Share
Insurance Fund and up to an additional $250,000 by Excess Share Insurance, the
highest combination of federal/private deposit insurance available.
For example, you can consolidate your money so that you individually have $350,000,
your spouse has $350,000, and you can have a $350,000 IRA for a total of over
$1 million share insurance coverage at MCFCU.
It's Automatic:
You don't need to do anything to activate these higher insurance amounts.
It's Reliable:
MCFCU has the highest possible rating for soundness and safety given by the NCUA,
the organization that regulates credit union operations. ESI insurance is provided
only to credit unions like MCFCU, meeting rigid underwriting criteria.
It's Free:
We've been putting members first since 1954, so it is our pleasure to offer this
additional insurance to our membership at no additional cost.
CUNA - www.cuna.org
CUNA (Credit Union National Association), based in Washington, D.C., and Madison,
Wisconsin, is the premier national trade association serving America's credit
unions. CUNA also works with related organizations to provide products and services
to credit unions. CUNA Strategic Services, Inc. (CSSI) partners with league service
corporations to offer products, services, and technology that credit unions need
to compete in the modern financial market.
NCUA - www.ncua.gov
The funds deposited into Midwest Community Federal Credit Union are protected
by the National Credit Union Administration (NCUA). NCUA is an agency of the federal
government and routinely monitors the financial condition of the Credit Union.
Currently, NCUA maintains the strongest depository fund available to consumers,
the National Credit Union Share Insurance Fund. This fund insures your deposits
up to $100,000 per person.
The Ohio Credit Union System - www.ohiocul.org
The Ohio Credit Union League is the state trade association for Ohio credit
unions. Its mission is to foster the success of credit unions and the credit union
philosophy of People Helping People in Ohio. Nearly 600 credit unions are affiliated
with the League through 16 regional chapters. Credit unions affiliated with The
Ohio Credit Union League also are members of the Credit Union National Association,
or CUNA. The Ohio Credit Union League does not offer financial services to the
public. The Ohio Credit Union League supports the state's credit unions with operational
and regulatory information, training opportunities, legislative representation,
and public relations, among other duties.
NADA Guides, Vehicle Pricing and Information - www3.nadaguides.com
Alliance One - www.atmallianceone.org
Alliance One now offers selective-surcharging ATMs in 36 states, plus the District
of Columbia. The alliance was formed to provide credit unions the ability to offer
their members access to surcharge-free ATM terminals — especially when traveling.
Members of participating financial institutions can look for the blue and white
Alliance One logo on ATMs, or use this site to locate a convenient selective -
surcharging ATM nearby.
Please note, network (i.e., Jeanie, Cirrus, NYCE, Star, PLUS,
etc.) surcharges still apply if using an out-of-network ATM. Look at your ATM/Debit
card for applicable network compatibility.
The Paulding Chamber of Commerce - www.pauldingchamber.com
Henry County, Ohio - www.ohiohenrycounty.com
The Defiance Area Chamber of Commerce - www.defiancechamber.com
The Fulton Chamber of Commerce - www.fultonchamber.com
The Ottawa Area Chamber of Commerce - www.ottawachamber.org
The Bryan Area Chamber of Commerce - www.bryanchamber.org
