Family Rates

Family Rates

 

Dividend Rates

Effective March 31, 2017.

Rates subject to change without prior notice.
APR = Annual Percentage Rate.

Please note: If you close an account before accrued dividends are paid you forfeit those dividends.

*APY = Annual Percentage Yield. All rates are subject to change without notice. Other rates and terms available. Contact a credit union representative for further information about applicable fees and terms. Penalty for early withdrawals on certificate of deposits.

Share (Savings) Account

Term APR APY*
$25.00 minimum .05% .05%

 

 

Money Market Account

Term APR APY*
$2,500 - $24,999 .07% .07%
$25,000 - $49,999 .10% .10%
$50,000 - $99,999 .15% .15%
$100,000 + .20% .20%

 

 

Advantage Checking Account

Term APR APY*
$1,000 - $24,999 .03% .03%
$25,000 - $49,999 .05% .05%
$50,000 - $99,999 .07% .07%
$100,000 + .10% .10%

 

 

Advantage Business Checking Account

Term APR APY*
$1,000 - $24,999 .03% .03%
$25,000 - $49,999 .05% .05%
$50,000 - $99,999 .07% .07%
$100,000 + .10% .10%

 

 

CDs and IRAs

$250 - $9,999

Term APR APY*
3 Months .05% .05%
6 Months .05% .05%
12 Months .15% .15%
18 Months .30% .30%
24 Months .35% .35%
36 Months .55% .55%
48 Months 1.50% 1.51%
60 Months 1.90% 1.92%

 

$10,000 - $49,999

Term APR APY*
3 Months .10% .10%
6 Months .15% .15%
12 Months .25% .25%
18 Months .40% .40%
24 Months .45% .45%
36 Months .65% .65%
48 Months 1.60% 1.61%
60 Months 2.00% 2.02%

 

$50,000 - $89,999

Term APR APY*
3 Months .20% .20%
6 Months .25% .25%
12 Months .35% .35%
18 Months .50% .50%
24 Months .55% .55%
36 Months .75% .75%
48 Months 1.70% 1.71%
60 Months 2.10% 2.12%

 

$90,000 +

Term APR APY*
3 Months .25% .25%
6 Months .30% .30%
12 Months .40% .40%
18 Months .55% .55%
24 Months .60% .60%
36 Months .80% .80%
48 Months 1.75% 1.77%
60 Months 2.15% 2.17%

 

Certificates

Term Minimum Deposit Dividends For Early Withdrawal
3 - 11 Months $250 At Maturity 90 Day Penalty
12 - 23 Months $250 Day-In-Day-Out Compounded Daily
Posted Monthly
180 Day Penalty
24 - 60 Months $250 Day-In-Day-Out Compounded Daily
Posted Monthly
365 Day Penalty

 

 

Health Savings Accounts

Term APR APY*
No minimum balance .05% .05%

 

 

Club Accounts

Christmas Club

Info APR APY*
Payable on Oct. 20th
Payroll or direct deposit available
.05% .05%

 

Vacation Club

Info APR APY*
Two (2) withdrawals per year .05% .05%

 

 

Miscellaneous Savings Accounts

Term APR APY*
No minimum balance .05% .05%

 

 

IRA Money Market Accounts

Term APR APY*
$2,500 - $24,999 .07% .07%
$25,000 - $49,999 .10% .10%
$50,000 - $99,999 .15% .15%
$100,000 + .20% .20%

 

 


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