Family Rates

Family Rates

 

Loan Rates

Rates subject to change without prior notice.
APR = Annual Percentage Rate.
PRIME RATE: 4.25%

*Annual Percentage Rate on approved credit. All rates are subject to change without notice. Special terms may apply. Other rates and terms available. Contact a credit union representative for further information about applicable fees and terms. Home Equity tax-deductible interest eligibility depends on your tax situation and the amount you borrow – check with your tax advisor.

Vehicle Loans – 2015-2017

Term Info APR*
24 Months 100% Financing of NADA Value
APR based on $20,000 Loan and $150  fee
RATE: 2.99%
APR: 3.71%
36 Months 100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 2.99%
APR: 3.48%
48 Months 100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 2.99%
APR: 3.36%
60 Months 100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 2.99%
APR: 3.29%
61-66 Months  ($20,000 Minimum) 100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 3.74%
APR: 4.01%
67-72 Months  ($25,000 Minimum) 100% Financing of NADA Value
APR based on $25,000 Loan and $150 fee
RATE: 3.99%
APR: 4.25%

 

 

 

Used Vehicle Loans

Term Info APR*
60 Months, 2014 100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 2.99%
APR: 3.29%
60 Months, 2012-2013 100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 3.49%
APR: 3.79%
48 Months, 2010-2011 100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 3.99%
APR: 4.36%
36 Months, 2009 + Older 100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 4.99%
APR: 5.49%
The maximum term for any vehicle over 100,000 miles is 36 months.

 

 

New Boat & RV Loan

Term Info APR*
5 Years Up to $20,000
100% financing of NADA value
APR based on $20,000 loan and $150 fee
RATE: 4.49%
APR: 4.79%
8 Years Over $20,000
100% financing of NADA value
APR Based on $20,000 Loan and $150 fee
RATE: 5.49%
APR: 5.68%
10 Years Over $30,000
100% financing of NADA value
APR Based on $30,000 Loan and $150 fee
RATE: 6.49%
APR: 6.59%
15 Years Over $50,000
100% financing of NADA value
APR Based on $50,000 Loan and $150 fee
RATE: 7.49%
APR: 7.53%

 

 

Used Boat & RV Loan

Term Info APR*
5 Years Up to $20,000
100% financing of NADA value
APR based on $20,000 loan and $150 fee
RATE: 5.49%
APR: 6.49%
8 Years Over $20,000
100% financing of NADA value
APR Based on $20,000 Loan and $150 fee
RATE: 6.49%
APR: 7.49%
10 Years Over $30,000
100% financing of NADA value
APR Based on $30,000 Loan and $150 fee
RATE: 7.49%
APR: 8.49%
15 Years Over $50,000
100% financing of NADA value
APR Based on $50,000 Loan and $150 fee
RATE: 8.49%
APR: 9.49%

 

 

New Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

Term Info APR*
60 Months 100% financing of NADA value
APR based on $10,000 loan and $150 fee
RATE: 4.99%
APR: 5.60%

 

 

Used Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

Term Info APR*
48 Months, 2010-2016 100% Financing of NADA Value
APR based on $10,000 Loan and $150 fee
RATE: 5.99%
APR: 6.99%
24 Months, 2009 + Older 100% Financing of NADA Value
APR based on $10,000 Loan and $150 fee
RATE: 6.99%
APR: 7.99%
36 Months, 2009 + Older 100% Financing of NADA Value
APR based on $10,000 Loan and $150 fee
RATE: 7.99%
APR: 8.99%

 

 

Mortgage

Info APR
Midwest Community Federal Credit Union’s offers 10, 15, 20 or 30 year terms. View Rates Variable

 

 

Construction Loan

Info
Midwest Community Federal Credit Union’s offers a 12 month term. Please contact a credit union representative for rates.

 

 

Home Equity Loans

Term Info APR*
Fixed – 5 Years Up to 80% LTV
RATE: 3.99%
APR: 4.10%
Fixed – 10 Years Up to 80% LTV
RATE: 5.49%
APR: 5.55%
Fixed – 15 Years Up to 80% LTV
RATE: 6.75%
APR: 6.79%

Read Our Home Equity Disclosure

 ALL MORTGAGE APR's ARE BASED ON A $50,000 MORTGAGE

 

Home Equity Line of Credit

Term Info APR*
Non Variable – 5 Years
Up to 80% LTV
2 Year Draw Period
RATE: 3.99%
APR: 4.10%
Non Variable – 10 Years
Up to 80% LTV
2 Year Draw Period
RATE: 5.49%
APR: 5.55%
Non Variable – 15 Years
Up to 80% LTV
2 Year Draw Period
RATE: 6.75%
APR: 6.79%

Read Our Home Equity Disclosure

ALL MORTGAGE APR's ARE BASED ON A $50,000 MORTGAGE

 

 

Student Loan

Info
Midwest Community Federal Credit Union offers CU Student Choice private student loans. Rates and terms vary. No origination or pre-payment fees, flexible repayment options, and a convenient line of credit structure make this the better way to pay for college. View Rates

 

 

Share Secured Loan

Term Info APR*
Matches maturity of instrument used to secure loan.
Rate is 4% over the dividend rate paid on security.
May borrow up to 100% of security.
Variable

 

 

Signature Loan

Term Info APR*
Up To 5 Years APR based on $10,000 loan and $150 fee RATE: 9.99%
APR: 10.62%

 

 

Lifestyle Loan

Term Info APR*
Up To 5 Years APR based on $10,000 loan and $150 fee RATE: 9.99%
APR: 10.62%

 

 

Overdraft Line of Credit

Info APR
Provides overdraft protection with incremental deposits to your Midwest Community Checking Account to cover drawn checks. RATE: 12.00%

 

 

VISA Classic Credit Card

Info APR
Purchases and Cash Advances RATE: 14.75%

 

 

VISA Platinum Credit Card

Info APR
Introductory Rate for Six Months RATE: 3.99%
Purchases and Cash Advances RATE: 8.99%

 

 

VISA Business Credit Card

Info APR
Purchases and Cash Advances RATE: 9.99%

 

 


©, Midwest Community Federal Credit Union. All Rights Reserved.
08770 State Route 66, Defiance, OH 43512   Phone: (419) 783-6500   Fax: (419) 783-6550   ABA/R&T: 241278167  Institution NMLS#721511
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