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Loan Rates
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Effective March 10, 2010.
Rates subject to change without prior notice.
APR = Annual Percentage Rate.
PRIME RATE: 3.25%
Annual Percentage Rate on approved credit. All rates are subject to change without
notice. Special terms may apply. Other rates and terms available. Contact a credit
union representative for further information about applicable fees and terms.
Home Equity tax-deductible interest eligibility depends on your tax situation
and the amount you borrow – check with your tax advisor.
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New Vehicle Loans - 2009-2010
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| APR |
Info and/or Terms |
RATE: 5.75%
APR: 5.91%
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Up to 60 Months
100% Financing of NADA Value
APR based on $20,000 Loan and $75 fee
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RATE: 6.25%
APR: 6.40%
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Up to 66 Months ($20,000 Minimum)
100% Financing of NADA Value
APR based on $20,000 loan and $75 fee
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Rate: 6.75%
APR: 6.89%
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Up To 72 Months ($25,000 Minimum)
100% Financing of NADA Value
APR based on $20,000 Loan and $75 fee
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Used Vehicle Loans
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| APR |
Info and/or Terms |
Rate: 5.95%
APR: 6.11%
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60 months, 2009
100% financing of NADA value
APR based on $20,000 loan and $75 fee
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Rate: 6.00%
APR: 6.16%
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60 Months, 2008
100% financing of NADA value
APR based on $20,000 loan and $75 fee
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Rate: 6.20%
APR: 6.38%
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54 Months, 2007
100% financing of NADA Value
APR based on $20,000 loan and $75 fee
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Rate: 6.50%
APR: 6.70%
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48 Months, 2005-2006
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee
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Rate: 6.50%
APR: 6.70%
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42 Months, 2003-2004
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee
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Rate: 8.25%
APR: 8.49%
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36 Months, 2002 + Older
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee
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Mortgages
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| APR |
Info and/or Terms |
RATE: 4.125% APR
RATE: 4.375% APR
RATE: 4.750% APR
RATE: 5.125% APR
RATE: 5.500% APR
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10 year 95% LTV Available
15 year 95% LTV Available
20 year 95% LTV Available
30 year 95% LTV Available
30 year 97% LTV Available
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RATE: 5.375% APR
RATE: 4.500% APR
RATE: 5.000% APR
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30 year USDA 100% LTV Available
15 year FHA 96.5% LTV available
30 year FHA 96.5% LTV available
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Rate: 6.000% APR
Rate: 5.875% APR
Rate: 5.125% APR
Rate: 7.000% APR
Rate: 6.875% APR
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5 Year ARM 80% LTV
3 Year ARM 80% LTV
3 Year ARM HELPER 100% LTV
5 Year ARM 70-75% LTV/Rentals
3 Year ARM 70-75% LTV/Renta
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RATE: 6.00% APR
RATE: 6.00% APR
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Construction Loan 80% LTV Available, Interest Only Payments
Land Loan 80% LTV Available
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Home Equity Loans
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| APR |
Info and/or Terms |
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>>
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Read Our Home Equity Disclosure
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Rate: 6.20% APR
Rate: 7.30% APR
Rate: 7.45% APR
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Fixed - Up to 5 Years-Up to 80% LTV
Fixed - Up to 10 Years-Up to 80% LTV
Fixed - Up to 15 Years-Up to 80% LTV
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Share Secured Loan
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| APR |
Info and/or Terms |
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Variable
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Rate is 4% over the dividend rate paid on security.
May Borrow up to 100% of security
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Personal Signature Loan
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| APR |
Info and/or Terms |
RATE: 9.99%
APR: 10.25%
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5 year maximum term
APR based on $10,000 loan and $50 fee
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Personal Line of Credit
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| APR |
Info and/or Terms |
RATE: 9.00%
APR: 9.201%
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5 year maximum term
APR based on $10,000 loan and $50 fee
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New Boat & RV Loan
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| APR |
Info and/or Terms |
RATE: 6.99%
APR: 7.11%
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100% financing of NADA value
5 year maximum term
APR based on $20,000 loan and $75 fee
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Rate: 7.49%
APR: 7.53%
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100% financing of NADA value
5-15 year term
APR Based on $30,000 Loan and $75 fee
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Used Boat & RV Loan
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| APR |
Info and/or Terms |
Rate: 7.49%
APR: 7.60%
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100% financing of NADA value
7 year maximum term
APR based on $20,000 loan and $75 fee
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Rate: 8.29%
APR: 8.33%
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100% financing for NADA value
5-15 year term
APR based on $30,000 loan and $75 fee
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New Snowmobile, Jet Ski, Lawn Equipment, etc.
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| APR |
Info and/or Terms |
Rate: 7.00%
APR: 7.21%
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100% financing of NADA value
60 month maximum term
APR based on $10,000 loan and $50 fee
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Used Snowmobile, Jet Ski, Lawn Equipment, and etc.
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| APR |
Info and/or Terms |
Rate: 8.49%
APR: 8.89%
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2004-2010
48 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee
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Rate: 9.74%
APR: 10.28%
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2003 - Older
36 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee
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Rate: 9.24%
APR: 10.02%
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2003 - Older
24 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee
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VISA Classic
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| APR |
Info and/or Terms |
RATE: 14.75%
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Purchases and Cash Advances
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None
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Annual Fee
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VISA Gold
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| APR |
Info and/or Terms |
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Rate: Variable
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Your APR for purchases may vary. The rate is determined by adding 4.0% to the prime rate. The Prime Rate is published in The Wall Street Journal. Changes in the Prime Rate will cause changes in the Annual Percentage Rate (APR). Changes in the Annual Percentage Rate (APR) will occur on the first day of the billing cycle. Rates are subject to change monthly. The minimum rate is 9.99% and the maximum rate is 18%.
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VISA Platinum
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| APR |
Info and/or Terms |
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RATE: 8.99%
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Purchases and Cash Advances
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Student Loan
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| APR |
Info and/or Terms |
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Variable
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Stafford Federal Plus, Subsidized Federal Stafford, Unsubsidized Federal Stafford
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*
Rate reduction of .25% for Partner Members.
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