 |
|
|
 |
Loan Rates
|
Effective March 25, 2011.
Rates subject to change without prior notice.
APR = Annual Percentage Rate.
PRIME RATE: 3.25%
Annual Percentage Rate on approved credit. All rates are subject to change without
notice. Special terms may apply. Other rates and terms available. Contact a credit
union representative for further information about applicable fees and terms.
Home Equity tax-deductible interest eligibility depends on your tax situation
and the amount you borrow – check with your tax advisor.
|
|
Vehicle Loans - 2010-2012
|
| APR |
Info and/or Terms |
RATE: 2.99%
APR: 3.36%
|
Up To 24 Months
100% Financing of NADA Value
APR based on $20,000 Loan and $75 fee
|
RATE: 3.49%
APR: 3.74%
|
Up To 36 Months
100% Financing of NADA Value
APR based on $20,000 loan and $75 fee
|
Rate: 3.74%
APR: 3.93%
|
Up To 48 Months
100% Financing of NADA Value
APR based on $20,000 Loan and $75 fee
|
RATE: 3.99%
APR: 4.14%
|
Up To 60 Months
100% Financing of NADA Value
APR based on $20,000 Loan and $75 fee
|
RATE: 4.49%
APR: 4.63%
|
Up To 66 Months ($20,000 Minimum)
100% Financing of NADA Value
APR based on $20,000 Loan and $75 fee
|
RATE: 4.99%
APR: 5.09%
|
Up To 72 Months ($25,000 Minimum)
100% Financing of NADA Value
APR based on $25,000 Loan and $75 fee
|
|
Used Vehicle Loans
|
| APR |
Info and/or Terms |
Rate: 4.99%
APR: 5.16%
|
54 Months, 2009
100% financing of NADA Value
APR based on $20,000 loan and $75 fee
|
Rate: 5.49%
APR: 5.68%
|
48 Months, 2007-2008
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee
|
Rate: 5.99%
APR: 6.21%
|
42 Months, 2005-2006
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee
|
Rate: 6.99%
APR: 7.24%
|
36 Months, 2004 + Older
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee
|
|
Home Equity Loans
|
| APR |
Info and/or Terms |
|
>>
|
Read Our Home Equity Disclosure
|
Rate: 6.20%
Rate: 7.30%
Rate: 7.45%
|
Fixed - Up to 5 Years-Up to 80% LTV
Fixed - Up to 10 Years-Up to 80% LTV
Fixed - Up to 15 Years-Up to 80% LTV
|
|
Share Secured Loan
|
| APR |
Info and/or Terms |
|
Variable
|
Rate is 4% over the dividend rate paid on security.
May Borrow up to 100% of security
|
|
Personal Signature Loan
|
| APR |
Info and/or Terms |
RATE: 9.99%
APR: 10.25%
|
5 year maximum term
APR based on $10,000 loan and $50 fee
|
|
New Boat & RV Loan
|
| APR |
Info and/or Terms |
RATE: 6.49%
APR: 6.634%
|
100% financing of NADA value
5 year maximum term
Up to $30,000
APR based on $20,000 loan and $75 fee
|
Rate: 6.99%
APR: 7.042%
|
100% financing of NADA value
+5-10 year term
Over $30,000
APR Based on $30,000 Loan and $75 fee
|
Rate: 7.49%
APR: 7.511%
|
100% financing of NADA value
+10-15 year term
Over $50,000
APR Based on $50,000 Loan and $75 fee
|
|
Used Boat & RV Loan
|
| APR |
Info and/or Terms |
Rate: 6.99%
APR: 7.139%
|
100% financing of NADA value
5 year maximum term
Up to $30,000
APR based on $20,000 loan and $75 fee
|
Rate: 7.49%
APR: 7.542%
|
100% financing for NADA value
+5-10 year term
Over $30,000
APR based on $30,000 loan and $75 fee
|
Rate: 8.29%
APR: 8.311%
|
100% financing of NADA value
+10-15 year term
Over $50,000
APR based on $50,000 loan and $75 fee
|
|
New Snowmobile, Jet Ski, Lawn Equipment, etc.
|
| APR |
Info and/or Terms |
Rate: 7.00%
APR: 7.21%
|
100% financing of NADA value
60 month maximum term
APR based on $10,000 loan and $50 fee
|
|
Used Snowmobile, Jet Ski, Lawn Equipment, and etc.
|
| APR |
Info and/or Terms |
Rate: 8.49%
APR: 8.89%
|
2005-2010
48 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee
|
Rate: 9.74%
APR: 10.28%
|
2004 - Older
36 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee
|
Rate: 9.24%
APR: 10.02%
|
2004 - Older
24 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee
|
|
VISA Classic
|
| APR |
Info and/or Terms |
RATE: 14.75%
|
Purchases and Cash Advances
|
|
None
|
Annual Fee
|
|
VISA Platinum
|
| APR |
Info and/or Terms |
|
RATE: 8.99%
|
Purchases and Cash Advances
|
|
Student Loan
|
| APR |
Info and/or Terms |
|
Variable
|
Midwest Community Federal Credit Union's private student loan rates are determined by using the Prime market index plus a margin.
|
*
Rate reduction of .25% for Partner Members.
|
|
|
|
|
|
|
