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Loan Rates

Effective March 10, 2010.
Rates subject to change without prior notice.
APR = Annual Percentage Rate.
PRIME RATE: 3.25%

Annual Percentage Rate on approved credit. All rates are subject to change without notice. Special terms may apply. Other rates and terms available. Contact a credit union representative for further information about applicable fees and terms. Home Equity tax-deductible interest eligibility depends on your tax situation and the amount you borrow – check with your tax advisor.

New Vehicle Loans - 2009-2010 | Used Vehicle Loans | Mortgages | Home Equity Loans | Share Secured Loan | Personal Signature Loan | Personal Line of Credit | New Boat & RV Loan | Used Boat & RV Loan | New Snowmobile, Jet Ski, Lawn Equipment, etc. | Used Snowmobile, Jet Ski, Lawn Equipment, and etc. | VISA Classic | VISA Gold | VISA Platinum | Student Loan |

New Vehicle Loans - 2009-2010
APR Info and/or Terms
RATE: 5.75%
APR: 5.91%
Up to 60 Months
100% Financing of NADA Value
APR based on $20,000 Loan and $75 fee
RATE: 6.25%
APR: 6.40%
Up to 66 Months ($20,000 Minimum)
100% Financing of NADA Value
APR based on $20,000 loan and $75 fee
Rate: 6.75%
APR: 6.89%
Up To 72 Months ($25,000 Minimum)
100% Financing of NADA Value
APR based on $20,000 Loan and $75 fee


Used Vehicle Loans
APR Info and/or Terms
Rate: 5.95%
APR: 6.11%
60 months, 2009
100% financing of NADA value
APR based on $20,000 loan and $75 fee
Rate: 6.00%
APR: 6.16%
60 Months, 2008
100% financing of NADA value
APR based on $20,000 loan and $75 fee
Rate: 6.20%
APR: 6.38%
54 Months, 2007
100% financing of NADA Value
APR based on $20,000 loan and $75 fee
Rate: 6.50%
APR: 6.70%
48 Months, 2005-2006
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee
Rate: 6.50%
APR: 6.70%
42 Months, 2003-2004
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee
Rate: 8.25%
APR: 8.49%
36 Months, 2002 + Older
100% financing of NADA Value
APR based on $20,000 Loan and $75 fee


Mortgages
APR Info and/or Terms
RATE: 4.125% APR
RATE: 4.375% APR
RATE: 4.750% APR
RATE: 5.125% APR
RATE: 5.500% APR
10 year 95% LTV Available
15 year 95% LTV Available
20 year 95% LTV Available
30 year 95% LTV Available
30 year 97% LTV Available
RATE: 5.375% APR
RATE: 4.500% APR
RATE: 5.000% APR
30 year USDA 100% LTV Available
15 year FHA 96.5% LTV available
30 year FHA 96.5% LTV available
Rate: 6.000% APR
Rate: 5.875% APR
Rate: 5.125% APR
Rate: 7.000% APR
Rate: 6.875% APR
5 Year ARM 80% LTV
3 Year ARM 80% LTV
3 Year ARM HELPER 100% LTV
5 Year ARM 70-75% LTV/Rentals
3 Year ARM 70-75% LTV/Renta
RATE: 6.00% APR
RATE: 6.00% APR
Construction Loan 80% LTV Available, Interest Only Payments
Land Loan 80% LTV Available


Home Equity Loans
APR Info and/or Terms
>> Read Our Home Equity Disclosure
Rate: 6.20% APR
Rate: 7.30% APR
Rate: 7.45% APR
Fixed - Up to 5 Years-Up to 80% LTV
Fixed - Up to 10 Years-Up to 80% LTV
Fixed - Up to 15 Years-Up to 80% LTV


Share Secured Loan
APR Info and/or Terms
Variable Rate is 4% over the dividend rate paid on security.

May Borrow up to 100% of security


Personal Signature Loan
APR Info and/or Terms
RATE: 9.99%
APR: 10.25%
5 year maximum term
APR based on $10,000 loan and $50 fee


Personal Line of Credit
APR Info and/or Terms
RATE: 9.00%
APR: 9.201%
5 year maximum term
APR based on $10,000 loan and $50 fee


New Boat & RV Loan
APR Info and/or Terms
RATE: 6.99%
APR: 7.11%
100% financing of NADA value
5 year maximum term
APR based on $20,000 loan and $75 fee
Rate: 7.49%
APR: 7.53%
100% financing of NADA value
5-15 year term
APR Based on $30,000 Loan and $75 fee


Used Boat & RV Loan
APR Info and/or Terms
Rate: 7.49%
APR: 7.60%
100% financing of NADA value
7 year maximum term
APR based on $20,000 loan and $75 fee
Rate: 8.29%
APR: 8.33%
100% financing for NADA value
5-15 year term
APR based on $30,000 loan and $75 fee


New Snowmobile, Jet Ski, Lawn Equipment, etc.
APR Info and/or Terms
Rate: 7.00%
APR: 7.21%
100% financing of NADA value
60 month maximum term
APR based on $10,000 loan and $50 fee


Used Snowmobile, Jet Ski, Lawn Equipment, and etc.
APR Info and/or Terms
Rate: 8.49%
APR: 8.89%
2004-2010
48 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee
Rate: 9.74%
APR: 10.28%
2003 - Older
36 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee
Rate: 9.24%
APR: 10.02%
2003 - Older
24 Months maximum term
100% Financing of NADA Value
APR based on $10,000 loan and $50 fee


VISA Classic
APR Info and/or Terms
RATE: 14.75%
Purchases and Cash Advances
None Annual Fee


VISA Gold
APR Info and/or Terms
Rate: Variable Your APR for purchases may vary. The rate is determined by adding 4.0% to the prime rate. The Prime Rate is published in The Wall Street Journal. Changes in the Prime Rate will cause changes in the Annual Percentage Rate (APR). Changes in the Annual Percentage Rate (APR) will occur on the first day of the billing cycle. Rates are subject to change monthly. The minimum rate is 9.99% and the maximum rate is 18%.



VISA Platinum
APR Info and/or Terms
RATE: 8.99% Purchases and Cash Advances


Student Loan
APR Info and/or Terms
Variable Stafford Federal Plus, Subsidized Federal Stafford, Unsubsidized Federal Stafford


* Rate reduction of .25% for Partner Members.

   


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