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Dividend
Rates
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Effective September 2, 2011.
Rates subject to change without prior notice.
Annual Dividend Percentage Rate = APR
Please note: If you close an account
before accrued dividends are paid you forfeit those dividends.
APY = Annual Percentage Yield. All rates are subject to
change without notice. Other rates and terms available. Contact a credit
union representative for further information about applicable fees and
terms. Penalty for early withdrawals on certificate of deposits.
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Share (Savings) Account
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| APR |
APY |
Terms & Info |
| .10%
|
.10%
|
$25.00 miniumum
|
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Money Market Account
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| APR |
APY |
Terms & Info |
| .15%
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.15%
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$2,500 - $24,999
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| .20%
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.20%
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$25,000 - $49,999
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| .25%
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.25%
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$50,000 - $99,999
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| .30%
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.30%
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$100,000 +
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Advantage Checking
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| APR |
APY |
Terms & Info |
| .05%
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.05%
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$1,000-$24,999
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| .10%
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.10%
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$25,000 - $49,999
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| .15%
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.15%
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$50,000 - $99,999
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| .20%
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.20%
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$100,000 +
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CD's and IRAs
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| APR |
APY |
Terms & Info |
| .10%
|
.10%
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$250 - $9,999
3 Month
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| .20%
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.20%
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$250 - $9,999
6 Month
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| .45%
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.45%
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$250 - $9,999
12 Month
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| .65%
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.65%
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$250 - $9,999
18 Month
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| .80%
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.80%
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$250 - $9,999
24 Month
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| .20%
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.20%
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$10,000 - $49,999
3 Month
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| .30%
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.30%
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$10,000 - $49,999
6 Month
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| .55%
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.55%
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$10,000 - $49,999
12 Month
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| .75%
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.75%
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$10,000 - $49,999
18 Month
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| .90%
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.90%
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$10,000 - $49,999
24 Month
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| .30%
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.30%
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$50,000 - $89,999
3 Month
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| .40%
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.40%
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$50,000 - $89,999
6 Month
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| .65%
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.65%
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$50,000 - $89,999
12 Month
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| .85%
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.85%
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$50,000 - $89,999
18 Month
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| 1.00%
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1.01
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$50,000 - $89,999
24 Month
|
| .35
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.35
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$90,000 +
3 Month
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| .45%
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.45%
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$90,000 +
6 Month
|
| .70%
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.70%
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$90,000 +
12 Month
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| .90%
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.90%
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$90,000 +
18 Month
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| 1.05%
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1.06%
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$90,000 +
24 Month
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| »
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»
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3-6 Month Certificate - $250.00 Minimum - Dividend At Maturity - 90 Day Penalty for Early Withdrawal
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| »
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»
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12 Month Certificate - $250.00 Minimum - Day-In-Day-Out Dividends Compund Daily -Posted Monthly - 90 Day Penalty for Early Withdrawal
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| 1.55%
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1.56%
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$250 - $9,999
36 Month
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| 1.80%
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1.82%
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$250 - $9,999
48 Month
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| 1.90%
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1.92%
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$250 - $9,999
60 Month
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| 1.65%
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1.66%
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$10,000 - $49,999
36 Month
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| 1.90%
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1.92%
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$10,000 - $49,999
48 Month
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| 2.00%
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2.02%
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$10,000 - $49,999
60 Month
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| 1.75%
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1.76%
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$50,000 - $89,999
36 Month
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| 2.00%
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2.02%
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$50,000 - $89,999
48 Month
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| 2.10%
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2.12%
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$50,000 - $89,999
60 Month
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| 1.80%
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1.82%
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$90,000 +
36 Month
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| 2.05%
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2.07%
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$90,000 +
48 Month
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| 2.15%
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2.17%
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$90,000 +
60 Month
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| »
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»
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13 - 60 Month Certificate $250 Minimum - Day-In-Day-Out Dividends Compounded Daily - Posted Monthly - 180 Day Penalty for Early Withdrawal
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Christmas and Vacation Clubs
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| APR |
APY |
Terms & Info |
| .10%
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.10%
|
Christmas Club - payable on Oct. 1st
Payroll or direct deposit available
Vacation Club - 2 withdrawals per year
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IRA Money Market
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| APR |
APY |
Terms & Info |
| .15% APR
|
.15% APY
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$2,500 - $24,999
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| .20% APR
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.20% APY
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$25,000 - $49,999
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| .25% APR
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.25% APY
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$50,000 - $99,999
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| .30% APR
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.30% APY
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$100,000 +
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Market Index Certificate
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| APR |
APY |
Terms & Info |
| Dividends based on S&P 500
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Dividends based on S&P 500
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$1,000 (24 or 48 months)
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