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Dividend
Rates
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Effective March 17, 2008.
Rates subject to change without prior notice.
Annual Dividend Percentage Rate = APR
Please note: If you close an account
before accrued dividends are paid you forfeit those dividends.
APY = Annual Percentage Yield. All rates are subject to
change without notice. Other rates and terms available. Contact a credit
union representative for further information about applicable fees and
terms. Penalty for early withdrawals on certificate of deposits.
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Share (Savings) Account
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| APR |
APY |
Terms & Info |
| .60%
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.60%
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$25.00 miniumum
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Money Market Account
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| APR |
APY |
Terms & Info |
| 1.50%
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1.51%
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$2,500 - $24,999
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| 1.75%
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1.76%
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$25,000 - $49,999
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| 1.85% APR
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1.87% APY
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$50,000 - $99,999
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| 1.95% APR
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1.97% APY
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$100,000 +
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Advantage Checking
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| APR |
APY |
Terms & Info |
| .60%
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.60%
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$1,000-$24,999
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| .75%
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.75%
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$25,000 - $49,999
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| 1.00%
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1.01%
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$50,000 - $99,999
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| 1.25%
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1.26%
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$100,000 +
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CD's and IRAs
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| APR |
APY |
Terms & Info |
| 1.75%
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1.77%
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$250 - $9,999
3 Month
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| 1.90%
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1.92%
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$250 - $9,999
6 Month
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| 2.35%
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2.38%
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$250 - $9,999
12 Month
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| 2.45%
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2.48%
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$250 - $9,999
18 Month
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| 2.70%
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2074%
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$250 - $9,999
24 Month
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| 1.85%
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1.87%
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$10,000 - $49,999
3 Month
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| 2.00%
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2.02%
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$10,000 - $49,999
6 Month
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| 2.45%
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2.48%
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$10,000 - $49,999
12 Month
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| 2.55%
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2.58%
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$10,000 - $49,999
18 Month
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| 2.80%
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2.94%
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$10,000 - $49,999
24 Month
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| 1.95%
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1.97%
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$50,000 - $89,999
3 Month
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| 2.10%
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2.12%
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$50,000 - $89,999
6 Month
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| 2.55%
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2.58%
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$50,000 - $89,999
12 Month
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| 2.65%
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2.69%
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$50,000 - $89,999
18 Month
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| 2.90%
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2.94%
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$50,000 - $89,999
24 Month
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| 2.00%
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2.02%
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$90,000 +
3 Month
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| 2.15%
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2.17%
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$90,000 +
6 Month
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| 2.60%
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2.63%
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$90,000 +
12 Month
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| 2.70%
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2.74%
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$90,000 +
18 Month
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| 2.95%
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2.99%
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$90,000 +
24 Month
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| »
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»
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3-6 Month Certificate - $250.00 Minimum - Dividend At Maturity - 90 Day Penalty for Early Withdrawal
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»
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12 Month Certificate - $250.00 Minimum - Day-In-Day-Out Dividends Compund Daily -Posted Monthly - 90 Day Penalty for Early Withdrawal
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| 2.95%
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2.99%
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$250 - $9,999
36 Month
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| 3.00%
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3.05%
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$250 - $9,999
48 Month
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| 3.05%
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3.10%
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$250 - $9,999
60 Month
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2.70%
2.75%
2.80%
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2.74%
2.79%
2.84%
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$250 - $9,999
36 Month Step Rate
48 Month Step Rate
60 Month Step Rate
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| 3.05%
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3.10%
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$10,000 - $49,999
36 Month
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| 3.10%
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3.15%
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$10,000 - $49,999
48 Month
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| 3.15%
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3.20%
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$10,000 - $49,999
60 Month
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2.80%
2.85%
2.90%
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2.84%
2.89%
2.94%
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$10,000 - $49,999
36 Month Step Rate
48 Month Step Rate
60 Month Step Rate
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| 3.15%
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3.20%
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$50,000 - $89,999
36 Month
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| 3.20%
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3.25%
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$50,000 - $89,999
48 Month
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| 3.25%
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3.30%
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$50,000 - $89,999
60 Month
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2.90%
2.95%
3.00%
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2.94%
2.99%
3.05%
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$50,000 - $89,999
36 Month Step Rate
48 Month Step Rate
60 Month Step Rate
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| 3.20%
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3.25%
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$90,000 +
36 Month
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| 3.25%
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3.30%
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$90,000 +
48 Month
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| 3.30%
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3.36%
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$90,000 +
60 Month
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2.95%
3.00%
3.05%
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2.99%
3.05%
3.10%
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$90,000 +
36 Month Step Rate
48 Month Step Rate
60 Month Step Rate
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| »
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»
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13 - 60 Month Certificate $250 Minimum - Day-In-Day-Out Dividends Compounded Daily - Posted Monthly - 180 Day Penalty for Early Withdrawal
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| »
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»
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36 - 60 Month Certificate - Additional deposits - $25.00 minimum or payroll deduction
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| »
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»
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36 - 60 Month Step Rate - Day-In-Day-Out Dividends Compounded Daily - Posted Monthly - 180 Day Penalty for Early Withdrawal - Additional Deposits: Minimum of $25.00 or Payroll Deduction - The Dividend Rate and Annual Percentage Yield are Variable and may be changed once after 12 months at your request, during the maturity of the account.
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Christmas and Vacation Clubs
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| APR |
APY |
Terms & Info |
| .60%
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.60%
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Christmas Club - payable on Oct. 1st
Payroll or direct deposit available
Vacation Club - 2 withdrawals per year
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IRA Money Market
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| APR |
APY |
Terms & Info |
| 1.50% APR
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1.51% APY
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$2,500 - $24,999
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| 1.75% APR
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1.76% APY
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$25,000 - $49,999
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| 1.85% APR
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1.87% APY
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$50,000 - $99,999
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| 1.95% APR
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1.97% APY
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$100,000 +
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Market Index Certificate
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| APR |
APY |
Terms & Info |
| Dividends based on S&P 500
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Dividends based on S&P 500
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$1,000 (24 or 48 months)
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