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  • Vehicle Loans

    Planning to buy a new or used vehicle? Look no further than Midwest Community for competitive rates and flexible terms up to 84 months, and up to 100% financing. We have the financing tools to fit your budget. Come see us first for your FREE pre-approval to make your car shopping experience quick, easy and hassle-free.

    New Vehicle Loan Rates – 2022-2024

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    24 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee    		RATE: 6.40%
    APR: 7.318%    		$44.50
    36 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee    		RATE: 6.40%
    APR: 7.026%    		$30.61
    48 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee    		RATE: 6.40%
    APR: 6.878%    		$23.67
    60 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee    		RATE: 6.40%
    APR: 6.788%    		$19.52
    61-72 Months  ($15,000 Minimum)100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee    		RATE: 6.65%
    APR: 6.979%    		$16.89
    73-84 Months  ($25,000 Minimum)100% Financing of NADA Value
    APR based on $25,000 Loan and $185 fee    		RATE: 7.50%
    APR: 7.731%    		$15.34
    *Annual Percentage Rate on approved credit.

    Used Vehicle Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    60 Months, 2018-2021100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee    		RATE: 6.65%
    APR: 7.039%    		$19.64
    61-72 Months, 2018-2021 ($15,000 minimum)100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee    		RATE: 7.50%
    APR: 7.832%    		$17.29
    48 Months, 2017-Older100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee    		RATE: 8.30%
    APR: 8.785%    		$24.56
    60 Months, 2017-Older100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee.     		RATE: 8.80%
    APR: 9.198%    		$20.66
    *Annual Percentage Rate on approved credit.

     

  • Recreational Vehicle Loans

    The outdoors is calling and you are thinking about purchasing a new or used, boat, RV, four-wheeler or motorcycle. We have the perfect solution! Midwest Community offers flexible financing options with terms up to 180 months, and up to 100% financing. Ask about a FREE pre-approval to make your shopping experience quick, easy and hassle-free!

    New Boat & RV Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee    		RATE: 7.25%
    APR: 7.64%    		$19.92
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee    		RATE: 8.00%
    APR: 8.26%    		$14.14
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee    		RATE: 9.00%
    APR: 9.15%    		$12.67
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee    		RATE: 10.00%
    APR: 10.07%    		$10.75
    *Annual Percentage Rate on approved credit.

    Used Boat & RV Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee    		RATE: 8.25%
    APR: 8.65%    		$20.40
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee    		RATE: 9.00%
    APR: 9.26%    		$14.66
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee    		RATE: 10.00%
    APR: 10.15%    		$13.22
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee    		RATE: 11.00%
    APR: 11.07%    		$11.37
    *Annual Percentage Rate on approved credit.

    New Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    60 Months100% financing of NADA value
    APR based on $10,000 loan and $185 fee    		RATE: 8.50%
    APR: 9.28%    		$20.52
    72 Months100% financing of NADA value
    APR based on $20,000 loan and $185 fee    		RATE: 9.50%
    APR: 9.84%    		$18.28
    *Annual Percentage Rate on approved credit.
  • Advantage Programs

    Midwest Community Auto Advantage

    Help protect your purchases with the Auto Advantage Program

  • Resources

    Buying And Selling

    Access tools provided by NADAguides’ trusted partners to complete your car shopping experience.