5 Money Lessons from Stranger Things

Spending/Saving

If you haven’t watched Netflix’s “Stranger Things,” be warned! There are many spoilers ahead.  The cult phenomenon has taken over the social lives of many avid binge watchers the past weekend, and will surely be captivating your newsfeed for the week to come. Heed a few valuble lessons from the show.  1. Don’t get in over your head. Eleven’s mom was duped into doing some very bad things for money, and it impacted her in the long run. What she…
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How Long Do You Need to Keep All This Financial Paperwork?

Money Management

With tax season right around the corner, you’ll likely find yourself wondering how long you should keep some of your paperwork. Well, here’s a handy primer. When you no longer need any of the documents listed below make sure to dispose of them properly by shredding to keep personal information confidential—contact your credit union to ask when their next shred event is scheduled. 2 months to a year Credit Card receipts/ statements and pay check stubs are information that should…
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How do merchant data breaches affect your identity?

Fraud

How do merchant data breaches affect your identity? Every year millions of Americans become victims of fraud due to merchant data breaches. And, with the recent Equifax breach, which affected 145.5 million people, chances are your information has been compromised. Although most consumers have probably only heard about a few breaches, more than 1,100 data security breaches have occurred thus far this year exposing more than 171 million data records, according to the Identity Theft Resource Center. Many credit unions…
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Goodbye Dorm: 10 Tips to Transition to Off-Campus Living

Money Management

When you go to college you’ll find freedom that you didn’t have before, such as living on your own. With that freedom, comes the need to balance studying, class, extracurricular activities, work, finances, housework, and more. Here’s how to make the transition to apartment living as smooth as possible: 1. Choose responsible roommates. Constant parties can make for a distracting and unhealthy living environment, along with the potential for property damage or expensive tickets. If you live with roommates, choose…
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Are ‘Early Upgrade Plans’ for Your Phone a Good Deal?

Money Management

Money Management Are ‘Early Upgrade Plans’ for Your Phone a Good Deal? The Pros and Cons Apple made waves recently when they unveiled the new iPhone X—the first iPhone to cost $1,000, If you want that new iPhone, but your current iPhone is just fine, most cell phone carriers offer you the option of trading in your existing phone for the latest and greatest. Then you pay for the new phone on an installment plan—these plans are called “early upgrade…
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7 Ways to Protect Your Credit Score

Credit Score

When you swipe your credit card, you might not be thinking about what your creditors are doing to make sure they recover the money they just loaned you. But, as you make your next purchase, make sure to protect your credit score. Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. A high score can help you qualify for the lowest interest rates and gives you the ability to…
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How to Protect Yourself from the Massive Equifax Hack

Fraud

The bad news is that there’s a good chance your personal information was stolen during the massive data hack of Equifax, one of America’s three largest credit reporting agency. The thieves stole the social security numbers, dates of birth, names and addresses of 143 million Americans—that’s about 60% of the adult population of the United States.This is particularly dangerous because with that information, the thieves could steal your identity to take out new loans in your name, alter your existing…
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