Online Security Tips – Company Size Doesn’t Matter

Fraud

Think hackers are only trying to target large corporations for their cyberattacks? Think again! If you are an employee of a small to medium size business, you may have an even bigger bullseye placed on you by hackers. Smaller businesses have recently become a bigger target for cyber attacks because the hackers know that they likely have fewer defense resources in place. According to the National Cyber Security Alliance, one in five small businesses falls victim to cybercrime each year….
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New Branch Hours

News

At Midwest Community we focus resources on providing you optimal access to manage your money and reach financial health. Midwest’s digital access and money management tools provide resources when you need them most, wherever you are, any hour of the day. As financial needs and habits change, so does use of access points and resources at the credit union. In light of decreasing lobby and drive up traffic we will be modifying branch hours to better allocate resources enhancing your…
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Why healthy relationships require financial communication

Life Goals Money Management

Everyone knows communication is key to a happy marriage. Couples love talking about their future together and exciting vacation plans, but avoid the tough conversations like finances. In fact, 91 percent of Americans said they actively found reasons to avoid discussing money with their partners, according to an American Express Spending and Saving Tracker poll. Even though they’re not communicating about money, couples are stressing about it. A Money Magazine poll found four out of five spouses believe they’re on…
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Million-dollar Savings Celebration!

Life Goals Money Management News

We’ve got some exciting news to share! Over the course of the last year, we’ve been on a mission to save our members as much money as possible through our “Get Moving, Get Saving” campaign. We’ve helped many of our members save thousands of dollars in interest when they switch their high-interest loans to a lower interest rate with us. We’re happy to announce we’ve now saved our members over ONE MILLION DOLLARS in interest on their loans! That’s big news!…
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Why you should eat at home instead of dining out

Money Management Spending/Saving

For some Americans, going out to eat is a treat, planned and budgeted for. For others, it’s just another Tuesday. And Wednesday. And Thursday. If you’re part of that second group, you might want to reconsider… for a couple reasons. Tough on your wallet The average American family spends $225 a month eating away from home – lunches, dinners, snacks, coffees. Much of this spending occurs simply because it’s convenient. However, what you save in convenience, you lose in cold, hard cash….
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9 Reasons Your Friends Are Joining Credit Unions

Money Management Spending/Saving

More and more people are discovering all the great things credit unions have to offer and are taking their business there. As not-for-profit institutions, credit unions are made of real people doing their best to look out for the community. Here are some of the top reasons your friends are joining credit unions: They add value to the community. From organizing drives for local causes to the Miracle Match philanthropic program, which provides financial assistance to Children’s Miracle Network Hospitals across…
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Senior Year – Preparing for College

Life Goals

As a high school senior, you are likely looking forward to spring break, graduation, and of course college! While your senior year is a time of celebration and making memories, it can also be stressful as you look ahead to your college journey. By now you have applied to your top choice colleges and should be receiving acceptance and financial aid information soon. So what’s next? Reviewing Financial Aid Packages For many students and families, the amount of financial aid…
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Navigating the Mortgage Maze

Life Goals Money Management

Whether you’re buying your first home or your fifth home, your finance options can be confusing. That’s because many types of mortgage loans are available, with varying rates and terms. However, the basic difference in mortgage loans boils down to these differences: Whether the interest rate is fixed or adjustable. Whether or not the loan is government insured.   Fixed or adjustable? As the name implies, a fixed-rate loan is a mortgage loan with an interest rate that never changes….
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How to shop for the best deals on groceries

Money Management Spending/Saving

In a time when most Americans are living paycheck to paycheck, many times having to choose between paying a bill and buying food for the week, getting a good deal on groceries is important. Ohioans are actively strategizing to save money at the grocery store, according to an Ohio Credit Union League Consumer Survey. About 71 percent of shoppers will comparison shop before putting an item in their cart, 68 percent utilize digital coupons, while 60 percent use printed ones….
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5 Steps You Can Take To Prevent Tax Identity Theft

Fraud

Tax season is prime time for criminals to steal personal data, and the National Credit Union Administration is reminding credit union members to educate themselves on how to recognize the signs of tax-related identity theft. Last year, the IRS identified 14,068 fraudulent tax returns with $918.6 million claimed in fraudulent refunds, according to an audit report from the Treasury Inspector for Tax Administration. MyCreditUnion.gov provides useful information to help members protect themselves and take action if they believe they have…
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