Why checking your credit score can pay off

Credit Score Fraud

For many, credit scores come with judgment, risk, and security, which is why many Ohioans are paying attention to them. In an Ohio Credit Union League 2018 consumer survey, 73 percent of respondents reported checking their credit scores within the past six months. That’s compared to 18 percent who had checked within the last year, and 8 percent who’d last sought their scores more than a year ago. The average American isn’t quite as conscientious. According to a survey from…
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Online Security Tips – Beware of Friend Requests on Social Media

Fraud

The bad guys aren’t limiting their scams to just your email account – they’re attacking you via social media, too! They create a fake profile and request to be your friend, or send you a message. They come off as wanting to be friends (in some cases, maybe even more), but what they really want is your money or your friend list. With access to your friend list, the bad guys will have even more people to target. Don’t let…
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Online Security Tips – Company Size Doesn’t Matter

Fraud

Think hackers are only trying to target large corporations for their cyberattacks? Think again! If you are an employee of a small to medium size business, you may have an even bigger bullseye placed on you by hackers. Smaller businesses have recently become a bigger target for cyber attacks because the hackers know that they likely have fewer defense resources in place. According to the National Cyber Security Alliance, one in five small businesses falls victim to cybercrime each year….
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5 Steps You Can Take To Prevent Tax Identity Theft

Fraud

Tax season is prime time for criminals to steal personal data, and the National Credit Union Administration is reminding credit union members to educate themselves on how to recognize the signs of tax-related identity theft. Last year, the IRS identified 14,068 fraudulent tax returns with $918.6 million claimed in fraudulent refunds, according to an audit report from the Treasury Inspector for Tax Administration. MyCreditUnion.gov provides useful information to help members protect themselves and take action if they believe they have…
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How do merchant data breaches affect your identity?

Fraud

How do merchant data breaches affect your identity? Every year millions of Americans become victims of fraud due to merchant data breaches. And, with the recent Equifax breach, which affected 145.5 million people, chances are your information has been compromised. Although most consumers have probably only heard about a few breaches, more than 1,100 data security breaches have occurred thus far this year exposing more than 171 million data records, according to the Identity Theft Resource Center. Many credit unions…
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How to Protect Yourself from the Massive Equifax Hack

Fraud

The bad news is that there’s a good chance your personal information was stolen during the massive data hack of Equifax, one of America’s three largest credit reporting agency. The thieves stole the social security numbers, dates of birth, names and addresses of 143 million Americans—that’s about 60% of the adult population of the United States.This is particularly dangerous because with that information, the thieves could steal your identity to take out new loans in your name, alter your existing…
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