Retirement Planning

When retirement savings is top-of-mind you need to start with an investment vehicle that is basic, stable, insured, tax-advantaged and convenient. Our Individual Retirement Accounts provide great rates and the features you want to effectively meet your basic retirement saving needs.

  • Traditional IRA

    • Certificate terms from 3 month to 5 years
    • Possible tax-deferred growth, tax-deductible contributions
    • For ages less than 70 ½
    • Maximum contribution of $5,000 annually ($6,000 if 50 or older)
    • Minimum required distributions starting at age 70 ½
    • Minimum certificate deposit of $250

  • Roth IRA

    • Certificates terms from 3 months to 5 years
    • Possible tax-deferred growth
    • Minimum certificate deposit of $250
    • Withdrawals are tax-free after account is open 5 years and you reach age 59 ½ or make qualified home purchase

  • Coverdell Education Savings Account

    • Certificates with maturities from 3 months to 5 years
    • Tax-advantaged savings plan for post-secondary education
    • Minimum certificate deposit of $250
    • Maximum allowed contribution of $2,000 per student annually until age 18
    • Tax-free earnings when withdrawn for educational expenses and tax-free withdrawals until age 30

  • IRA Money Market Account

    • Tiered rates to maximize return
    • Minimum deposit requirements to earn interest

  • IRS Savings Account

    • Flexibility to temporarily hold IRA funds
    • No minimum deposit requirements

Retirement Calculator

Enter your age, income, and saving rate, to find out how comfortably you'll be able to live in retirement.

Save Your Calculations