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No Fee Checking
No Fee Checking gives you free, easy access to your account with all the necessary tools to meet your needs.
- No Minimum Balance
- No Monthly Service Fees
- Unlimited Check Writing
- Multiple Overdraft Options
- Free Online Banking and Bill Pay
- Free Mobile Banking (Includes Snap Pay, A2A, P2P, & Mobile Deposit)
- Free E-Statements
- Free Account Alerts
- Free Unlimited ATM Access at MCFCU ATMs
- Visa Debit/ATM Card
- Free Debit Card Rewards – Buzz Points
Choose the account that fits your life style
|No Fee Checking||E³ Access Checking||Advantage Checking|
|Minimum to Open||$0||$0*||$1,000.00*|
|Minimum Account Balance||$0||$0||Minimum balance required to obtain the APY for the dividend period. $6.00 fee if average monthly balance falls below $1,000.00.|
|Monthly Maintenance Fee||None||None||$6 fee waived with an average monthly balance of $1,000.00 or more.|
|Free Mobile Banking App|
Free Remote Check Deposit
|Free Online Banking & Bill Pay|
|Free Account Alerts|
Debit Card Freeze^
|E-Savings Tools||Piggy Banking^ & Club Accounts||Piggy Banking^ & Club Accounts||Piggy Banking^ & Club Accounts|
|Alliance One Surcharge-free ATMs**|
(Access to over 5,000 Branches nationwide)
|Interest Earned||Tiered Interest Rates and APYs (Annual Percentage Yield)|
|Multiple Overdraft Options|
|Unlimited Check Writing|
*Requirements: E-Statements, Online & Mobile Banking, Bill Pay, and Debit Card. Use of Midwest Community Federal Credit Union Mobile Deposit is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply.
^Debit Card Freeze requires our mobile app.
^Piggy Banking requires a debit card.