• Traditional Mortgages

    You want the security of knowing your monthly payment will stay the same throughout the life of your loan. The conventional, fixed-rate mortgage gives you a fixed monthly payment with a 10, 15, 20 or 30 year term.

    Questions?

    Fill out the form below, and one of our Real Estate Financial Service Reps will contact you shortly, or call use today at (419) 783-6500.

    Ready to Apply?

    Visit our Online Mortgage Center for additional resources and to apply.

    Traditional Mortgages

    InfoAPR
    Midwest Community Federal Credit Union’s offers 10, 15, 20 or 30 year terms. Variable
    Annual Percentage Rate on approved credit.
  • Adjustable Rate Mortgages

    You are looking for the flexibility of a low initial rate that can rise or fall depending on current market rates. Adjustable Rate Mortgages (ARMs) have “caps” which limit how much the interest rate may change at a single adjustment and over the life of the loan. You can choose from a 3-year or 5-year term, and your payment is based on a term of 30 years. At the end of your loan term you can choose to refinance your loan, buy a new home, or pay it off.

    Questions?

    Fill out the form below, and one of our Real Estate Financial Service Reps will contact you shortly, or call use today at (419) 783-6500.

    Ready to Apply?

    Visit our Online Mortgage Center for additional resources and to apply.

  • Construction Loans

    You have decided to realize the dream of building your own home and need to finance the construction phase. A fixed-rate, 12 month Construction Loan bridges your construction costs until Traditional Mortgage financing is available when your home is completed.

    Construction Loans

    Info
    Midwest Community Federal Credit Union’s offers a 12 month term.

    Please contact a credit union representative for rates.
  • Home Equity Loans

    You want to capitalize on the hard-earned equity you have built in your home for a specific use. A fixed-rate equity loan is a good option to finance a variety of needs from home improvements, to a new car, to college tuition, or to consolidate bills. With a fixed term (5, 10 or 15 years) and rate, your payments remain constant from month to month.

    Home Equity Loans

    TermInfoAPR*
    Fixed – 5 YearsUp to 80% LTVRATE: 4.99%
    APR: 5.149%
    Fixed – 10 YearsUp to 80% LTVRATE: 6.49%
    APR: 6.577%
    Fixed – 15 YearsUp to 80% LTVRATE: 7.75%
    APR: 7.815%
    Read Our Home Equity Disclosure
    Annual Percentage Rate on approved credit
    ALL MORTGAGE APR's ARE BASED ON A $50,000 MORTGAGE AND $185 FEE

     

  • Home Equity Line of Credit

    You want to capitalize on the hard-earned equity you have built in your home and you want easy access to your money when you need it. A Home Equity Line of Credit (HELOC) is a great option to finance a variety of needs with a goal of low payments. With a fixed term (5, 10 or 15 years) and great, competitive rates, your payment varies from month to month as you access your line.

    Home Equity Line of Credit

    TermInfoAPR*
    Non Variable – 5 YearsUp to 80% LTV
    2 Year Draw Period
    RATE: 4.99%
    APR: 5.149%
    Non Variable – 10 YearsUp to 80% LTV
    2 Year Draw Period
    RATE: 6.49%
    APR: 6.577%
    Non Variable – 15 YearsUp to 80% LTV
    2 Year Draw Period
    RATE: 7.75%
    APR: 7.815%
    Read Our Home Equity Disclosure
    Annual Percentage Rate on approved credit
    ALL MORTGAGE APR's ARE BASED ON A $50,000 MORTGAGE AND $185 FEE

Fill out the form below, and one of our Real Estate Financial Service Reps will contact you shortly!

Midwest Community Mortgage Contact Form

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