• Share Secured Loans

    You are a successful saver but you don’t want to use your funds to meet current financial needs. Put your savings to work and enjoy a significantly lower interest rate when you secure your loan with the money in your Savings Account or Share Certificate. Borrow up to 100% of your available savings at a fixed rate and still earn dividends on the savings held against your loan.

    Share Secured Loan Rates

    TermInfoAPR*
    Matches maturity of instrument used to secure loan.Rate is 4% over the dividend rate paid on security.
    May borrow up to 100% of security.
    Variable
    *Annual Percentage Rate on approved credit.
  • Signature Loans

    You need an all-purpose loan to meet life’s changing scenarios. Midwest Community’s Signature Loan helps qualifying members use their good credit to borrow a specific amount over a pre-determined time. Finance a much-needed vacation, pay bills, or consolidate debt…consider the possibilities.

    Signature Loan Rates

    TermInfoAPR*
    Up To 5 YearsAPR based on $10,000 loan and $150 feeRATE: 9.99%
    APR: 10.62%
    *Annual Percentage Rate on approved credit.
  • Lifestyle Loans

    You need to finance medical procedures not covered by insurance, elective procedures, or changes to improve your quality of life. Midwest Community’s Lifestyle Loan allows you to make low monthly payments over an extended period of time. This loan solution is perfect for the following:

    • Cosmetic Dentistry and Orthodontic Care
    • Lasik Vision Correction Procedures
    • Cosmetic and Reconstructive Surgery
    • Weight Loss Procedures (i.e. Bariatric Surgery, Lapband, etc.)
    • Fertility Care or Adoption Expenses
    • Medical Equipment
    • Travel and lodging expenses for out of town medical care
    • Veterinary Care for your four legged family members

    Lifestyle Loan Rates

    TermInfoAPR*
    Up To 5 YearsAPR based on $10,000 loan and $150 feeRATE: 9.99%
    APR: 10.62%
    *Annual Percentage Rate on approved credit.
  • Overdraft Line of Credit

    You want to protect yourself from those unexpected Checking Account overdrafts that can happen to all of us. This line of credit attaches to your Midwest Community Checking Account and provides overdraft protection with incremental deposits to your account to cover drawn checks.

    Overdraft Line of Credit

    InfoAPR
    Provides overdraft protection with incremental deposits to your Midwest Community Checking Account to cover drawn checks.RATE: 12.00%
    Annual Percentage Rate on approved credit.

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