Rates subject to change without prior notice.
APR = Annual Percentage Rate.
PRIME RATE: 4.25%

*Annual Percentage Rate on approved credit. All rates are subject to change without notice. Special terms may apply. Other rates and terms available. Contact a credit union representative for further information about applicable fees and terms. Home Equity tax-deductible interest eligibility depends on your tax situation and the amount you borrow – check with your tax advisor.

Vehicle Loans – 2015-2017

TermInfoAPR*
24 Months100% Financing of NADA Value
APR based on $20,000 Loan and $150  fee
RATE: 2.99%
APR: 3.71%
36 Months100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 2.99%
APR: 3.48%
48 Months100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 2.99%
APR: 3.36%
60 Months100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 2.99%
APR: 3.29%
61-66 Months  ($20,000 Minimum)100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 3.74%
APR: 4.01%
67-72 Months  ($25,000 Minimum)100% Financing of NADA Value
APR based on $25,000 Loan and $150 fee
RATE: 3.99%
APR: 4.25%
*Annual Percentage Rate on approved credit.

Used Vehicle Loans

TermInfoARP*
60 Months, 2014100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 2.99%
APR: 3.29%
60 Months, 2012-2013100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 3.49%
APR: 3.79%
48 Months, 2010-2011100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 3.99%
APR: 4.36%
36 Months, 2009 + Older100% Financing of NADA Value
APR based on $20,000 Loan and $150 fee
RATE: 4.99%
APR: 5.49%
*Annual Percentage Rate on approved credit.

New Boat & RV Loan

TermInfoAPR*
5 YearsUp to $20,000
100% financing of NADA value
APR based on $20,000 loan and $150 fee
RATE: 4.49%
APR: 4.79%
8 YearsOver $20,000
100% financing of NADA value
APR Based on $20,000 Loan and $150 fee
RATE: 5.49%
APR: 5.68%
10 YearsOver $30,000
100% financing of NADA value
APR Based on $30,000 Loan and $150 fee
RATE: 6.49%
APR: 6.59%
15 YearsOver $50,000
100% financing of NADA value
APR Based on $50,000 Loan and $150 fee
RATE: 7.49%
APR: 7.53%
*Annual Percentage Rate on approved credit.

Used Boat & RV Loan

TermInfoAPR*
5 YearsUp to $20,000
100% financing of NADA value
APR based on $20,000 loan and $150 fee
RATE: 5.49%
APR: 6.49%
8 YearsOver $20,000
100% financing of NADA value
APR Based on $20,000 Loan and $150 fee
RATE: 6.49%
APR: 7.49%
10 YearsOver $30,000
100% financing of NADA value
APR Based on $30,000 Loan and $150 fee
RATE: 7.49%
APR: 8.49%
15 YearsOver $50,000
100% financing of NADA value
APR Based on $50,000 Loan and $150 fee
RATE: 8.49%
APR: 9.49%
*Annual Percentage Rate on approved credit.

New Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

TermInfoAPR*
60 Months100% financing of NADA value
APR based on $10,000 loan and $150 fee
RATE: 4.99%
APR: 5.60%
*Annual Percentage Rate on approved credit.

Used Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

TermInfoAPR*
48 Months, 2010-2016100% Financing of NADA Value
APR based on $10,000 Loan and $150 fee
RATE: 5.99%
APR: 6.99%
24 Months, 2009 + Older100% Financing of NADA Value
APR based on $10,000 Loan and $150 fee
RATE: 6.99%
APR: 7.99%
36 Months, 2009 + Older100% Financing of NADA Value
APR based on $10,000 Loan and $150 fee
RATE: 7.99%
APR: 8.99%
*Annual Percentage Rate on approved credit.

Mortgage

InfoAPR
Midwest Community Federal Credit Union’s offers 10, 15, 20 or 30 year terms. Variable
Annual Percentage Rate on approved credit.

Construction Loan

Info
Midwest Community Federal Credit Union’s offers a 12 month term.

Please contact a credit union representative for rates.

Home Equity Loans

TermInfoAPR*
Fixed – 5 YearsUp to 80% LTVRATE: 3.99%
APR: 4.10%
Fixed – 10 YearsUp to 80% LTVRATE: 5.49%
APR: 5.55%
Fixed – 15 YearsUp to 80% LTVRATE: 6.75%
APR: 6.79%
Read Our Home Equity Disclosure
Annual Percentage Rate on approved credit
ALL MORTGAGE APR's ARE BASED ON A $50,000 MORTGAGE

Home Equity Line of Credit

TermInfoAPR*
Non Variable – 5 YearsUp to 80% LTV
2 Year Draw Period
RATE: 3.99%
APR: 4.10%
Non Variable – 10 YearsUp to 80% LTV
2 Year Draw Period
RATE: 5.49%
APR: 5.55%
Non Variable – 15 YearsUp to 80% LTV
2 Year Draw Period
RATE: 6.75%
APR: 6.79%
Read Our Home Equity Disclosure
Annual Percentage Rate on approved credit
ALL MORTGAGE APR's ARE BASED ON A $50,000 MORTGAGE

Student Loan

Info
Midwest Community Federal Credit Union offers CU Student Choice private student loans. Rates and terms vary. No origination or pre-payment fees, flexible repayment options, and a convenient line of credit structure make this the better way to pay for college.
View Rates

Share Secured Loan

TermInfoAPR*
Matches maturity of instrument used to secure loan.Rate is 4% over the dividend rate paid on security.
May borrow up to 100% of security.
Variable
*Annual Percentage Rate on approved credit.

Signature Loan

TermInfoAPR*
Up To 5 YearsAPR based on $10,000 loan and $150 feeRATE: 9.99%
APR: 10.62%
*Annual Percentage Rate on approved credit.

Lifestyle Loan

TermInfoAPR*
Up To 5 YearsAPR based on $10,000 loan and $150 feeRATE: 9.99%
APR: 10.62%
*Annual Percentage Rate on approved credit.

Overdraft Line of Credit

InfoAPR
Provides overdraft protection with incremental deposits to your Midwest Community Checking Account to cover drawn checks.RATE: 12.00%
Annual Percentage Rate on approved credit.

VISA Classic Credit Card

InfoAPR
Purchases and Cash AdvancesRATE: 14.75%
*Annual Percentage Rate on approved credit.

VISA Platinum Credit Card

InfoAPR
Introductory Rate for Six MonthsRATE: 3.99%
Purchases and Cash AdvancesRATE: 8.99%
Annual Percentage Rate on approved credit.

VISA Business Credit Card

InfoAPR
Purchases and Cash AdvancesRATE: 9.99%
Annual Percentage Rate on approved credit.