• Vehicle Loans

    Planning to buy a new or used vehicle? Look no further than Midwest Community for competitive rates and flexible terms up to 72 months, and up to 100% financing. We have the financing tools to fit your budget. Come see us first for your FREE pre-approval to make your car shopping experience quick, easy and hassle-free.

    New Vehicle Loan Rates – 2016-2018

    TermInfoAPR*
    24 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 4.392%
    36 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 4.103%
    48 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 3.956%
    60 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 3.866%
    61-66 Months  ($20,000 Minimum)100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.99%
    APR: 4.335%
    67-72 Months  ($25,000 Minimum)100% Financing of NADA Value
    APR based on $25,000 Loan and $185 fee
    RATE: 4.49%
    APR: 4.745%
    *Annual Percentage Rate on approved credit.

    Used Vehicle Loan Rates

    TermInfoARP*
    60 Months, 2015100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 3.866%
    60 Months, 2013-2014100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.99%
    APR: 4.368%
    48 Months, 2011-2012100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 4.49%
    APR: 4.959%
    36 Months, 2010 + Older100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 5.49%
    APR: 6.110%
    *Annual Percentage Rate on approved credit.

     

  • Recreational Vehicle Loans

    The outdoors is calling and you are thinking about purchasing a new or used, boat, RV, four-wheeler or motorcycle. We have the perfect solution! Midwest Community offers flexible financing options with terms up to 180 months, and up to 100% financing. Ask about a FREE pre-approval to make your shopping experience quick, easy and hassle-free!

    New Boat & RV Loan Rates

    TermInfoAPR*
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 4.49%
    APR: 4.87%
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee
    RATE: 5.49%
    APR: 5.738%
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee
    RATE: 6.49%
    APR: 6.627%
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee
    RATE: 7.49%
    APR: 7.549%
    *Annual Percentage Rate on approved credit.

    Used Boat & RV Loan Rates

    TermInfoAPR*
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 5.49%
    APR: 5.873%
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee
    RATE: 6.49%
    APR: 6.741%
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee
    RATE: 7.49%
    APR: 7.629%
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee
    RATE: 8.49%
    APR: 8.551%
    *Annual Percentage Rate on approved credit.

    New Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

    TermInfoAPR*
    60 Months100% financing of NADA value
    APR based on $10,000 loan and $185 fee
    RATE: 4.99%
    APR: 5.759%
    *Annual Percentage Rate on approved credit.

    Used Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

     
    TermInfoAPR*
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 5.49%
    APR: 5.873%
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee
    RATE: 6.49%
    APR: 6.741%
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee
    RATE: 7.49%
    APR: 7.629%
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee
    RATE: 8.49%
    APR: 8.551%
    *Annual Percentage Rate on approved credit.
  • First Time Vehicle Loans

    Let Midwest Community help you learn the value of establishing and maintaining good credit. Our first time Vehicle Loan is designed for young adults, borrowing for the first time, who want to establish sound financial habits and good credit. A discounted loan rate makes the choice even smarter!

    While shopping for a vehicle is often exciting, it can also be complicated and time consuming. It involves balancing your desires with the reality of your lifestyle, deciding whether to buy or lease, and knowing what is the best deal for you.

    New Vehicle Loan Rates – 2016-2018

    TermInfoAPR*
    24 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 4.392%
    36 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 4.103%
    48 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 3.956%
    60 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 3.866%
    61-66 Months  ($20,000 Minimum)100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.99%
    APR: 4.335%
    67-72 Months  ($25,000 Minimum)100% Financing of NADA Value
    APR based on $25,000 Loan and $185 fee
    RATE: 4.49%
    APR: 4.745%
    *Annual Percentage Rate on approved credit.

    Used Vehicle Loan Rates

    TermInfoARP*
    60 Months, 2015100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.49%
    APR: 3.866%
    60 Months, 2013-2014100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 3.99%
    APR: 4.368%
    48 Months, 2011-2012100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 4.49%
    APR: 4.959%
    36 Months, 2010 + Older100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 5.49%
    APR: 6.110%
    *Annual Percentage Rate on approved credit.

    ^Subject to credit approval. Earn .25% discount on applicable loan rate with qualifying credit and credit union account.

  • Advantage Programs

    Midwest Community Auto Advantage

    Help protect your purchases with the… Auto Advantage Program

  • Resources

    Buying And Selling

    Access tools provided by NADAguides’ trusted partners to complete your car shopping experience.